Level Term
The purest, cheapest protection. Cover stays the same for the whole term.
₹550/month
- Tax-free death benefit
- Lowest premium
- Cover up to age 75
Term Life Insurance
A fixed term. A lifetime of security.
Pure protection for the years your family relies on you most. High cover, low premium, and a tax-free payout if the worst happens.
₹1 Cr cover from ₹550/month
Term life plans
Choose your term, then your plan
Premiums shown are indicative for a 32-year-old non-smoker with ₹1 Cr cover.
Term with Return of Premium
Survive the term and the insurer returns the premiums you paid.
₹1430/month
- Premiums returned at maturity
- Full life cover throughout
- Paid-up option
Term + Critical Illness
A lump sum if you are diagnosed with a listed illness, plus life cover.
₹825/month
- Covers 30+ listed illnesses
- Premium waiver on claim
- Life cover continues
Why choose term life?
Two promises your family can count on
Family security
The home stays yours, school fees stay paid and daily life stays steady, even when you are not there.
Income protection
Your cover replaces your salary for the years that matter, so loans and goals never fall on your family.
Coverage & premium benefits
More protection for every rupee
- ₹10 Cr
High cover
Protection many times your income at a modest premium.
- 40+
Insurers compared
We find the lowest premium for your age and health.
- 3
Payout styles
Lump sum, monthly income, or a mix of both.
- 80C
Tax benefits
Premiums and payouts may qualify for tax benefits under prevailing law.
Riders for accidental death, disability and critical illness can be added at low extra cost.
Get a term life quote
See your premium in seconds
Adjust the options for an indicative monthly premium. An adviser will confirm the exact quote from live insurer rates.
Indicative premium₹550/month