We start with your family, income and health history, not with a product.
- A named adviser who knows your policy
- Cover sized to your life stage
- A yearly review as things change
LifeSure is an independent life and health insurance broker in Chennai. Our mission is to help every family find cover they understand, at a price they can sustain, and to stand beside them when they need it most.
One unexplained clause, and a family's claim was refused. That was the day our founder decided insurance advice had to change. Choose a year to follow the story.
Ramesh Iyer, a former insurer's claims officer, watched a family's claim get refused over a clause nobody had explained to them. He opened LifeSure with two desks and one rule: explain everything before the policy is signed.
Word of mouth brought our first thousand families. We began handing every client a written, side-by-side comparison, and it is still how every conversation with us starts.
Parents kept asking for one plan for the whole household. We added health and family floater plans, and opened a claims desk that files and follows up on your behalf.
We moved to a named-adviser model and began yearly reviews, so cover keeps pace as families grow, change jobs or welcome a child.
Today we compare plans from 40+ insurers, see 96% of claims settled, and still answer the phone ourselves. The purpose has not moved: insurance should make sense to the person it protects.
To make insurance simple and accessible, so every family can choose cover with confidence.
Every plan explained in plain words before you sign.
The same careful advice for a ₹850 plan as for a ₹3,100 one.
We stay with you through renewals and claims.
A future where every family understands its cover and never faces a hospital bill or a claim alone.
Three habits that shape every conversation we have.
We start with your family, income and health history, not with a product.
Premiums, exclusions, waiting periods and sub-limits sit side by side across 40+ insurers.
Buying the policy is the start. We are still here when you need to use it.
Choose an area to see where we can help.
Lifelong and term cover that replaces income and clears debts if the worst happens.
Hospital cover that works when you need it, with no surprises about what is excluded.
One joined-up plan for parents, partner and children, built around who depends on whom.
Five steps, always in this order, so you decide with the full picture.
We ask about your family, income, existing policies and health history before we mention any plan.
We narrow 40+ insurers down to the three plans that fit your profile and budget.
Premium, cover, waiting periods, exclusions and sub-limits are laid out side by side.
We walk through the fine print in plain language and answer every question, in English, Tamil or Hindi.
We handle the forms, renewals and claims, and review your cover with you every year.
Advisers who explain, and a support team who follow through.
Showing all 6 people
Life and term cover, with 15 years of advising families.
Family floaters, waiting periods and porting at renewal.
Term plans, retirement income and nominee planning.
Maternity, newborn and critical illness cover.
Trust is earned one honest answer at a time. These are the promises we hold ourselves to, today and at every renewal.
We are paid by insurers, never by the plan we push.
Every call, email and form reaches a person, not a ticket number.
Documents, follow-ups and updates until payment is released.
Your family changes, so your cover should too.