Family Essential
Smart cover for young families
Sum insured₹5 lakh
From ₹1,451 / month
- Cashless at 10,000+ hospitals
- Pre and post hospital care
- Day-care procedures
- 30-day waiting period
Family Health Insurance
One policy. Every heartbeat at home.
A single family floater for parents, partner and children, with cashless treatment at thousands of hospitals and a named adviser beside you through every claim.
- ₹5–25 Lfloater sum insured
- 6members, one policy
- 10,000+cashless hospitals
- 96%claims settled
Family health plans
Three floaters. One clear choice for your family.
Every plan is compared across insurers first. Set your family size and watch the monthly premium update.
Family size
members
Swipe to compare plans
Family Shield
The balance most families pick
Sum insured₹10 lakh
From ₹2,441 / month
- Maternity and newborn cover
- Cover restores after a claim
- Yearly check-up for every member
- 15-day waiting period
Family Premier
Complete peace of mind
Sum insured₹25 lakh
From ₹4,853 / month
- No waiting period
- Room of your choice
- Mental health and AYUSH care
- Air ambulance cover
Premiums shown for a 35-year-old eldest member and are illustrative. Your adviser confirms the exact quote by insurer.
- Cashless claimsTreatment without paying upfront
- Hospital careBefore and after admission
- Health check-upsA yearly check for everyone
- Tax savingsBenefits under Section 80D
Coverage for every family member
From the first cry to the silver years.
One floater shares a single sum insured across everyone you add, so cover goes to whoever needs it most.
You and your spouse
Both partners under one policy, with planned surgeries, maternity and yearly wellness checks.
- Maternity
- Wellness check
- Mental health
- Planned surgery
Newborn and infants
Add your baby at birth with maternity cover, so the first weeks of care are protected.
- Newborn care
- Vaccines
Children
Growing kids stay covered for accidents, infections and day-care treatments.
- Accidents
- Day-care
- Infections
Parents
Bring your parents under the same floater, or give them a sum insured of their own.
- Surgeries
- Chronic care
- Check-ups
Senior parents
Senior-friendly options with an optional co-pay to keep premiums comfortable.
- Co-pay choice
- Home care
- AYUSH
Is your family growing or changing?
Add a spouse, a newborn or a parent at renewal. Your adviser handles the paperwork.
Pre-approval grantedCashless treatment confirmed
Network hospitalNo upfront payment
Cashless hospital benefits
Walk in. Get treated. We handle the bill.
At a network hospital you show your e-card and focus on recovery. The insurer settles approved costs with the hospital directly.
-
1
Pick a network hospital
Search the list or ask your adviser. Planned or emergency, the steps stay the same.
-
2
Show your health e-card
The hospital help desk raises your cashless request on the spot.
-
3
Approval in hours
We follow up with the insurer so pre-authorisation is not left waiting.
-
4
Go home, settled
The insurer pays the hospital for covered costs. You clear only what is not covered.
- 10,000+network hospitals
- 2 hrstypical pre-approval
- ₹0upfront for approved bills
Pick a city to see sample network numbers.
Get family coverage
Let us shape cover around your family.
Share a few details. An adviser calls within one working day with three matched plans.
Estimated premium
₹2,441 / month
2 adults · 2 children · ₹10 lakh
- Same premium as buying direct
- A named adviser, not a call centre
- +91 98765 43210 · Mon–Sat, 9 am–6 pm